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4104 128th Street W, Unit 704, Cortez, FL 34215

$795,000
  • 4104 128th Street W, Unit 704, Cortez, FL 34215 Main Photo

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Active Price Reduced by $30,000 on May 7th, 2026
BEDS3 BATHS2 full SQUARE FEET2,046 MLS#A4679419
STATUSActive PROPERTY TYPEResidential - Condominium SUBDIVISIONSMUGGLERS LANDING

Property Description

Motivated Sellers: Seller willing to cover two quarters of monthly condo fees. Experience refined waterfront living in this exceptional 2,046 sq. ft. end-unit residence, ideally positioned just moments from Anna Maria Island and the historic Cortez fishing village. With no neighbors above or below, this light-filled condo lives like a private home and was thoughtfully designed for the boating enthusiast. A private 40-foot boat slip with a 10,000-lb lift (installed 2022) and newly constructed docks provide effortless access to the Intracoastal Waterway and Gulf of Mexico. Inside, soaring 13-foot ceilings, rich hardwood flooring, and an elegant chef's kitchen with marble accents create a lovely coastal aesthetic. West-facing hurricane-rated glass sliders provide sweeping Intracoastal views and breathtaking sunsets from the lanai, while relaxing on your paver patio. Major improvements completed in 2025 include a new HVAC system and ductwork, PGT impact windows and doors, and fresh exterior paint-offering peace of mind and modern efficiency. Located in a resort-style community, residents enjoy two heated pools, tennis courts, and pickleball. Flood insurance is included in the HOA, completing this worry-free waterfront lifestyle.

4104 128th Street W, Unit 704 | MLS# A4679419

This condo located at 4104 128th Street W, Unit 704, Cortez, FL 34215 is currently listed for sale with an asking price of $795,000. This property was built in 1991 and has 3 bedrooms and 2 full baths with 2046 sq. ft. 128th Street W, Unit 704 is located in the SMUGGLERS LANDING subdivision. Search SMUGGLERS LANDING real estate on bradfielding.realtymark.net today.

Property Features

Property Type: Residential - Condominium
Cooling: Central Air, Humidity Control
Heating: Central, Electric
Home Style: Elevated, Florida
Roof Type: Built-Up, Membrane
Stories: 2.0
Taxes: $4,578
Year Built: 1991

Amenities

Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-In Closet(s)
Lighting
Storage
Tennis Court(s)

Feature Descriptions

Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Washer
Association Amenities: Clubhouse, Fitness Center, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Spa/Hot Tub, Tennis Court(s)
Body of Water: PALMA SOLA BAY
Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Deed Restrictions, Fitness Center, Golf Carts OK, Pool, Tennis Court(s)
Condo Fee: $5528/ Quarterly
Days on Site: 104
Directions: Cortez Rd. W. to north on 119th St. W.(at light into Harbour Landings). Follow to right on 128th St. W. (into Smuggler's Landing)and then to #4104 on left. Elevator to 1st floor. Go right and 704 is on the end.
Exterior: Block, Stucco
Flood Zone Code: AE
Flooring: Tile, Wood
Foundation: Stilt/On Piling
Frontage Canal Salt: 40
Home Warranty Y/N: No
Hot Tub: Yes
Listing Terms: Cash, Conventional, USDA Loan, VA Loan
Lot: FloodZone, In County, Landscaped, Near Golf Course, Near Marina, Near Public Transit, Private
Number of Pets: 2
Other Equipment: Irrigation Equipment
Other Structures: Shed(s), Tennis Court(s)
Ownership: Condominium
Parking: Assigned, Boat, Covered, Golf Cart Parking, Ground Level, Guest, Basement
Parking Notes: Assigned, Boat, Covered, Golf Cart Parking, Ground Lev
Patio/Porch: Covered, Enclosed, Front Porch, Rear Porch, Screened
Pets Allowed: Yes
Pets Size: Medium (36-60 Lbs.)
Pets Weight (Max): 60
Pool: Gunite, Heated
Property Attached Y/N: No
Property Sub-Type: Condominium
Security: Smoke Detector(s)
Sewer: Public Sewer
Showing Instructions: Appointment Only, Listing Agent Must Accompany, ShowingTime
Spa: Heated, In Ground
Special Sale Provisions: None
Special View Info: Water
Utilities: BB/HS Internet Available, Public
Vegetation: Mature Landscaping
Water: Public
Water Access: Bay/Harbor, Canal - Saltwater, Gulf/Ocean
Water Access Y/N: Yes
Waterfront Features: Canal - Saltwater, Assigned Boat Slip, Bridges - No Fixed Bridges, Lift
Water View: Canal, Intracoastal Waterway
Windows: Skylight(s), Window Treatments
Zoning: PDR/CH

Room Sizes

Living Room: 20x14
Dining Room: 13x13
Kitchen: 15x12
Primary Bedroom: 18x13
Bedroom 2: 14x13
Bedroom 3: 12x11
Balcony/Porch/Lanai: 23x8

Listed By / Shown By

Listed By

Agency Name: COLDWELL BANKER REALTY
Agency Contact: 941-366-8070

Shown By

Agent Name: Brad Fielding
Agent Phone: Primary: (888) 260-0400
Agency Title: RealtyMark

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Estimated Payment

$ 2,382.70 per month $1,769.33 Principal & Interest $381.50 Property Tax $231.88 Homeowner's Insurance

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